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I went to pay my credit card bill today on my lunch, like I usually do. I owe a fair wee amount...not an absurd amount but enough that the interest is a pain in the ass.

The woman that served me was lovely. She said that maybe they could do something to reduce my payments. Sweet. So this chap comes over and takes me off to a wee room. We talk and he’s sorted all my money problems out. It’s great. I’m so happy. I’m really happy.

The only down side is that I spent my entire lunch hour in there so got nothing to eat. Worse than that I didn’t get a chance to get my gran a birthday present. My sister usually comes in the shop several times a day but today she was in while I was on lunch and didn’t show again...thankfully though she did, just after 4pm. Thank God! She went and got the thing I was going to get my gran. Phew.

My gran loved her presents. I’m happy my money problems are finally sorted. This guy at the bank is what I’ve needed for years. His solution was fantastic and if only I’d set this up years ago I’d be in a much better financial place. I’m now on the road to financial betterment...woohoo!